Other Loan Options

Flexible mortgage solutions
for Ohio homebuyers
whether you're using VA benefits
or exploring other financing options.

Not Every Borrower Uses a VA Loan

We also offer Conventional, FHA, and USDA-RD loan options to match different financial situations, property types, and long-term goals.

Conventional Loans

Ideal for borrowers with strong credit and flexible financing needs.

Low down payment options available
No VA funding fee
Primary residence, Second Homes, or investment properties
Competitive rates for qualified buyers

FHA Loans

Designed to help first-time buyers and
those with lower credit scores.

Down payments as low as 3.5%
Flexible credit guidelines
Allows for higher debt ratios
Strong option for first-time buyers

USDA-RD Loans

Zero down payment financing for eligible
rural and suburban areas across Ohio.

$0 down payment
Possible to have $0 to closing with sufficient seller paid closing costs and pre-paids
Household Income Limits applied - (based on all occupants age 18+)
Home must be located in an Eligible Area

start your application

There is NO cost to apply for Pre-Approval.
Get clear guidance on the best
loan option for your situation.