Ohio VA Plus Mortgage Center is a virtual mortgage brokerage serving homebuyers
throughout Ohio focused on VA loans while also helping homebuyers with
Conventional, FHA, and USDA-RD financing.
We’re built on honesty, open communication, and a friendly, personal touch.
We combine modern technology
with a responsive approach
so you’re never treated like just another file
at just another large lender.
I'm Timothy A. Sprague, a mortgage professional with over 22 years of experience. I founded Ohio VA Plus Mortgage Center to deliver a more personal, responsive home loan experience across Ohio.
I work with veterans, first-time homebuyers, growing families, and
repeat homeowners across Ohio to match each client with the loan
that truly fits their situation, not just the one that’s easiest to sell.
My approach is simple: clear communication, realistic expectations,
and quick, reliable service when you need it most.
I believe clients should understand their options at every step,
without feeling rushed through a process they don’t control.
My wife, my son, and I are lifelong Ohio residents who live a busy family life that keeps me grounded in the real pace and priorities
that families face when making major financial decisions.
Ohio VA Plus Mortgage Center exists to give veterans and Ohio homebuyers
a mortgage experience built on honesty, friendliness, responsiveness, and accountability.
Every file is handled with personal oversight, clear communication, and
a commitment to making the process understandable from start to finish.
Whether you're using VA benefits
or exploring other loan options,
the next step is a simple conversation.
No pressure. Just clear guidance and answers.
VA Loans • Conventional • FHA • USDA-RD
Serving Ohio Statewide
